Business Financing

Whether a small family-owned business or a large corporation, at Zions Bank we have the financing options to help you reach your goals. Not sure which business loan you need? No problem. See the options below, and if you still have questions we'd love to talk and help you find the right Zions Bank business loan solution for you.

Business Access Loans

Same day decisions on applications and expedited funding on approved Business Access Loans and Business Access Lines-of-credit.[cite::26::cite]

For credit-line amounts up to $50,000, Zions Bank is for you.

Business Line of Credit

Enjoy the flexibility of a business line of credit to purchase working capital and gain access to cash on demand. A line of credit allows you to draw funds when you need and then repay the line when it makes sense during your business cycle. 

Business Term Loans

A business term loan from Zions Bank can provide the funds to bring your plans to life. We offer secured or unsecured business loans to help you purchase equipment, expand your business, or increase working capital.

SBA Loans

Need assistance growing your business? Our proven expertise in small business administration loans has ranked us #1 in SBA lending 7(a) loans for 24 consecutive years in Utah and 16 consecutive years in Idaho.

Equipment Financing

If your business is looking to acquire, replace, or upgrade your equipment, Zions Bank has a variety of financing and leasing solutions to ensure your business has all the tools it needs for growth and future success.

Commercial Real Estate Loans

Acquire, construct, or refinance commercial property using a Zions Commercial Real Estate loan, or use a Commercial Equity Line of Credit to finance receivables, investments or inventory.

Agricultural Financing

Zions Agricultural Finance provides land loan financing nationwide for farm and ranch acquisitions, refinancing existing debt and financing capital expansion.

Additional Services

National Commercial Real Estate Loans

Discover how Zions Bank is the leading nationwide secondary market commercial mortgage lender, and the advantages of working with us.  


Learn how Zions Bank can help you get access to working capital when your business is growing or in transition and you need a bridge to conventional bank financing.

Professional Practice Financing

You can use your Practice Pathways® professional practice loan to purchase or refinance your practice, building, equipment, or anything else you need, from start-up to retirement.  

Business Resource Center

Are you a new entrepreneur or current business owner? Do you ask yourself, "What is an SBA Loan?" Do you have questions about start-up funding, growing or financing your business, but aren't sure where to begin? Turn to the Zions® Business Resource Center.