AmaZing Rewards® Credit Card

With your Zions Bank® AmaZing Rewards® credit card, you'll earn credit card rewards with every purchase. And you'll get more from the reward points you earn without the hassle.

Earn Rewards

Every purchase you make bags you credit card rewards with a Zions Bank® AmaZing Rewards® credit card[cite::138::cite], and that’s not all. With the AmaZing Rewards Program, you can get points from everyday purchases and apply them toward any other purchase. Also, with no blackout dates or travel restrictions, this credit card rewards program is ideal for your next trip by applying points toward any ticket or airline without limiting your airline seats. Best of all, your points never expire, so you can save them up with no limits on the points you may earn. 

Reward Credit Card Benefits

Among all the benefits of having a Zions Bank® AmaZing Rewards® credit card is the AmaZing Rewards® credit card rewards program that gives  you 1 reward point for every $1 you spend[cite::4079::cite], double rewards points your first 90 days[cite::140::cite], no limit to the number of reward points you earn, and an annual Rewards Bonus[cite::3041::cite]. Check below for even more benefits.

  • 0% intro APR for the first 6 months on purchases and just [rate::[minApr::zfnb::UT::credit::396::pointsRewardsCard]::rate] to [rate::[maxApr::zfnb::UT::credit::396::pointsRewardsCard]::rate] variable APR after that[cite::142::cite].
  • 0% intro APR on balance transfers for 12 months, then just [rate::[minApr::zfnb::UT::credit::396::pointsRewardsCard]::rate] to [rate::[maxApr::zfnb::UT::credit::396::pointsRewardsCard]::rate] variable APR after that. 3% fee, $10 minimum[cite::143::cite].
  • Get instant savings or cash back on purchases at more than 1,500 participating merchants with Zions AmaZing Deals®.
  • React to fraud fast with a simple text reply. Our Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your Visa®[cite::131::cite] or MasterCard® credit or debit card.  
  • Monitor your account activity in virtually real-time while Card Alerts notify you on your mobile phone when preset Visa credit or debit card account conditions are triggered[cite::640::cite].
  • Zero Liability[cite::105::cite] helps protect you from liability for unauthorized purchases made with your cash back credit card or account information.
  • No annual fee.

Additional Visa® Services and Benefits

Below are the services vailable with the Zions Bank Credit Card Rewards Program[cite::129::cite] and your AmaZing Rewards Credit Card:

Car Rental Collision Damage

Car rental collision damage waiver may protect you if your rental car is damaged from an accident or theft


Travel accident insurance gives you accidental death and dismemberment coverage when you purchase tickets with your card


Travel and emergency assistance helps arrange medical, legal and travel services when you’re away from home; simply call 800-VISA-911 or 800-847-2911


Warranty Manager extends the manufacturer’s warranty on any item purchased with your card; just call 800-VISA-911 or 800-847-2911 or visit


Cardholder inquiry service[cite::130::cite] provides fast help 24/7 on questions about your card; simply call 888-758-5349. Learn more on


Lost/stolen card reporting lets you quickly report a lost or stolen card 24/7 anywhere; simply call 888-758-5349. Learn more on

Is the rewards credit card the right card for you? If not, browse our other personal credit card options in the Zions Bank Personal Credit Card comparison table.

More amazing ways to pay

AmaZing Rate® Credit Card

A low rate credit card with no annual fee and one of the lowest interest rates around.

AmaZing Cash® Credit Card

Earn cash back on every purchase with no limit to what you can earn.



Or visit your local Zions Bank