Get rewarded for
living life boldly

Earn Up to 3x Points with the Vivid Rewards Card


Whether you’re going out or staying in, the Zions Bank Vivid Rewards Visa® Credit Card[cite::8800::cite] helps you make the most of it with 3 points per $1 on a wide range of purchases and 1 point per $1 on everything else[cite::8810::cite]. The Vivid Rewards Card makes it easy to experience everything life has to offer. And it does it all with no annual fee.

Apply online in minutes so you can start enjoying the many benefits of the Zions Bank Vivid Rewards Card.

Vivid Reward Card Benefits

  • Earn 3 points per $1 spent on the things you love[cite::8810::cite]:

        EATING – Restaurants, fast food and meal delivery services
        PLAYING – Entertainment, like concerts, sports, amusement parks and theaters
        GOING – Transportation, including gas, public transit and rideshares
        CONNECTING – Digital services, such as streaming, cable, internet and wireless
  • Earn 1 point per $1 spent on all other card purchases[cite::8810::cite]
  • Redeem your points toward any purchases made on your card, from a cup of coffee to airline tickets
  • 0% intro APR on purchases for 6 months and [rate::[minApr::zfnb::UT::credit::754::cashRewardsCard]::rate] to [rate::[maxApr::zfnb::UT::credit::754::cashRewardsCard]::rate] APR after that[cite::8811::cite]
  • 0% intro APR on balance transfers for 12 months and [rate::[minApr::zfnb::UT::credit::754::cashRewardsCard]::rate] to [rate::[maxApr::zfnb::UT::credit::754::cashRewardsCard]::rate] APR after that (3% fee, $10 minimum)[cite::8812::cite]
  • No foreign transaction fees on purchases made while traveling outside the U.S.
  • No annual fee means you can enjoy all these benefits at no cost

Additional Services and Benefits

Enjoy extra protection with these additional services.


Provides reimbursement for your stolen or damaged cell phone when you pay your wireless cell phone bill with your card.[cite::8804::cite]

Contactless-Enabled Technology

Lets you make purchases quickly and easily with just a tap.


Automatically alerts you of suspicious activity via text message. You can then reply to confirm the purchase or call us to validate any outstanding charges, prevent future purchases and start the process of replacing your card.[cite::8805::cite]


Allows you to monitor your account activity wherever you are. Select the notifications you want to receive like payment reminders, transactions alerts and more.[cite::8806::cite]


Helps protect you from unauthorized purchases made with your card or account information.[cite::8807::cite]


Manufacturer’s warranty is automatically extended on any item purchased with your card.


Car rental collision damage waiver may protect you if your rental car is damaged from an accident or theft.


Travel with confidence knowing you’re covered with benefits like Travel Accident Insurance and Lost Luggage Reimbursement.

Quick Tip

Still not sure if this is the right card for you? Use our Zions Bank Personal Credit Card Comparison Tool.