Savings Accounts

At Zions Bank, we’re all about helping you make the most of your money. Whatever stage you find yourself in life, we have the savings account for you. Each Zions Bank® savings account features great benefits to fit your financial needs.

Money Market and Savings


Our Savings account is ideal for customers who want a traditional, reliable savings account with a low minimum balance requirement.

Young Savers

Open a Young Savers account and you’ll be on your way to learning about interest, deposits, and the benefits of saving. Start saving for the future today.

Money Market

Our Money Market account is ideal if you want to earn a competitive, tiered interest rate on your account balances. Plus you can write checks for easy access to your funds.

Online Money Market

The Online Money Market account makes saving easy with convenient online access to the account, and you'll earn better rates than with a traditional Money Market account.

CDs and IRAs

Certificates of Deposit

Save your money for a specific period of time (or term length) and earn interest with a fixed rate. The longer you leave it, the higher the interest.

Premium Certificates of Deposit

Earn a higher interest rate with the Premium CD than you can on a regular CD. The Premium CD just elevates your savings to the next level.


Looking for a great way to save for the future with the potential to defer tax liability? Then look no further.

IRA money market

Keep putting money away for your future knowing you can make additional contributions and potentially defer tax liability.

Didn’t find quite what you were looking for? Take a look at our savings account comparison table to find the most suitable account for your needs.